2012 BIF to SCR Historical Review

YEARLY HIGH

0.0111 SCR

YEARLY LOW

0.0085 SCR

YEARLY AVERAGE

0.0098 SCR

2012 BIF to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.0111. Conversely, the yearly low was recorded on December 24, dropping to 0.0085.

This high-to-low spread represents a total annual volatility of 0.0026 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0107 to the December average rate of 0.0086, the exchange rate registered a net change of -19.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0111 was down 0.56% compared to the 2011 peak of 0.0111, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 55 SCR

2011 Average 52 SCR

Yearly Trough Low 42 SCR

Transaction Impact: A difference of 12.86 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0111

0.0084

JanuMarcMayJulySeptNove

BIF to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0106, compared to 0.0091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0106

H2 Avg (Jul–Dec) 0.0091

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0009 SCR (High: 0.0106 / Low: 0.0097). On the other end, October was the most stable month, with a tight range of 0.0002 SCR (High: 0.0090 / Low: 0.0088).

July Spread (Volatile) ±0.0009

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0107) against the same month in 2011 (average: 0.0109), the exchange rate shifted by -0.0003 (-2.33%).

2012 Avg (January) 0.0107

2011 Avg (January) 0.0109

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0111	0.0102	0.0107
February	0.0110	0.0106	0.0108
March	0.0110	0.0105	0.0109
April	0.0110	0.0102	0.0107
May	0.0105	0.0099	0.0102
June	0.0105	0.0100	0.0103
July	0.0106	0.0097	0.0102
August	0.0097	0.0090	0.0092
September	0.0091	0.0088	0.0089
October	0.0090	0.0088	0.0088
November	0.0090	0.0086	0.0088
December	0.0088	0.0085	0.0086