2015 BIF to SCR Historical Review

YEARLY HIGH

0.0091 SCR

YEARLY LOW

0.0078 SCR

YEARLY AVERAGE

0.0085 SCR

2015 BIF to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 0.0091. Conversely, the yearly low was recorded on December 4, dropping to 0.0078.

This high-to-low spread represents a total annual volatility of 0.0013 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0089 to the December average rate of 0.0082, the exchange rate registered a net change of -7.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0091 was down 0.93% compared to the 2014 peak of 0.0091, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 45 SCR

2014 Average 41 SCR

Yearly Trough Low 39 SCR

Transaction Impact: A difference of 6.39 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0090

0.0081

JanuMarcMayJulySeptNove

BIF to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0087, compared to 0.0083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0087

H2 Avg (Jul–Dec) 0.0083

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0009 SCR (High: 0.0087 / Low: 0.0078). On the other end, February was the most stable month, with a tight range of 0.0003 SCR (High: 0.0091 / Low: 0.0088).

December Spread (Volatile) ±0.0009

February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0089) against the same month in 2014 (average: 0.0078), the exchange rate shifted by +0.0011 (+13.99%).

2015 Avg (January) 0.0089

2014 Avg (January) 0.0078

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0091	0.0084	0.0089
February	0.0091	0.0088	0.0089
March	0.0090	0.0085	0.0087
April	0.0089	0.0085	0.0087
May	0.0088	0.0084	0.0086
June	0.0086	0.0082	0.0085
July	0.0084	0.0079	0.0081
August	0.0086	0.0082	0.0084
September	0.0086	0.0082	0.0084
October	0.0087	0.0081	0.0084
November	0.0085	0.0080	0.0082
December	0.0087	0.0078	0.0082