2021 BIF to SCR Historical Review

YEARLY HIGH

0.0111 SCR

YEARLY LOW

0.0064 SCR

YEARLY AVERAGE

0.0082 SCR

2021 BIF to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0111. Conversely, the yearly low was recorded on December 10, dropping to 0.0064.

This high-to-low spread represents a total annual volatility of 0.0048 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0109 to the December average rate of 0.0067, the exchange rate registered a net change of -38.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0111 was up 1.90% compared to the 2020 peak of 0.0109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 56 SCR

2020 Average 45 SCR

Yearly Trough Low 32 SCR

Transaction Impact: A difference of 23.76 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0113

0.0062

JanuMarcMayJulySeptNove

BIF to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0095, compared to 0.0069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.0095

H2 Avg (Jul–Dec) 0.0069

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0035 SCR (High: 0.0106 / Low: 0.0071). On the other end, January was the most stable month, with a tight range of 0.0003 SCR (High: 0.0111 / Low: 0.0108).

April Spread (Volatile) ±0.0035

January Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0023 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0109) against the same month in 2020 (average: 0.0072), the exchange rate shifted by +0.0037 (+50.44%).

2021 Avg (January) 0.0109

2020 Avg (January) 0.0072

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0111	0.0108	0.0109
February	0.0110	0.0107	0.0109
March	0.0110	0.0104	0.0108
April	0.0106	0.0071	0.0085
May	0.0084	0.0075	0.0080
June	0.0084	0.0074	0.0079
July	0.0083	0.0068	0.0075
August	0.0077	0.0065	0.0069
September	0.0071	0.0064	0.0066
October	0.0075	0.0064	0.0069
November	0.0075	0.0064	0.0068
December	0.0075	0.0064	0.0067