2020 BIF to SCR Historical Review

YEARLY HIGH

0.0109 SCR

YEARLY LOW

0.0066 SCR

YEARLY AVERAGE

0.0090 SCR

2020 BIF to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0109. Conversely, the yearly low was recorded on March 16, dropping to 0.0066.

This high-to-low spread represents a total annual volatility of 0.0043 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0072 to the December average rate of 0.0109, the exchange rate registered a net change of 50.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0109 was up 43.07% compared to the 2019 peak of 0.0076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 55 SCR

2019 Average 37 SCR

Yearly Trough Low 33 SCR

Transaction Impact: A difference of 21.54 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0113

0.0069

JanuMarcMayJulySeptNove

BIF to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0081, compared to 0.0098 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0081

H2 Avg (Jul–Dec) 0.0098

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0020 SCR (High: 0.0093 / Low: 0.0072). On the other end, September was the most stable month, with a tight range of 0.0001 SCR (High: 0.0093 / Low: 0.0093).

April Spread (Volatile) ±0.0020

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0000 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0109) against the same month in 2019 (average: 0.0073), the exchange rate shifted by +0.0036 (+49.52%).

2020 Avg (December) 0.0109

2019 Avg (December) 0.0073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0073	0.0068	0.0072
February	0.0073	0.0070	0.0072
March	0.0075	0.0066	0.0072
April	0.0093	0.0072	0.0086
May	0.0095	0.0084	0.0091
June	0.0093	0.0088	0.0092
July	0.0093	0.0091	0.0092
August	0.0096	0.0092	0.0093
September	0.0093	0.0093	0.0093
October	0.0100	0.0093	0.0096
November	0.0107	0.0100	0.0105
December	0.0109	0.0107	0.0109