2012 BMD to GHS Historical Review

YEARLY HIGH

1.9653 GHS

YEARLY LOW

1.6381 GHS

YEARLY AVERAGE

1.8507 GHS

2012 BMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 1.9653. Conversely, the yearly low was recorded on January 1, dropping to 1.6381.

This high-to-low spread represents a total annual volatility of 0.3272 GHS. From a start-to-finish perspective, comparing the January average rate of 1.6907 to the December average rate of 1.8963, the exchange rate registered a net change of 12.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.9653 was up 17.89% compared to the 2011 peak of 1.6671, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 9,827 GHS

2011 Average 7,725 GHS

Yearly Trough Low 8,191 GHS

Transaction Impact: A difference of 1,635.96 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9781

1.6646

JanuMarcMayJulySeptNove

BMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7883, compared to 1.9130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1247 points.

H1 Avg (Jan–Jun) 1.7883

H2 Avg (Jul–Dec) 1.9130

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1081 GHS (High: 1.7462 / Low: 1.6381). On the other end, December was the most stable month, with a tight range of 0.0237 GHS (High: 1.9075 / Low: 1.8838).

January Spread (Volatile) ±0.1081

December Spread (Stable) ±0.0237

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0373 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0373

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 1.9455) against the same month in 2011 (average: 1.5250), the exchange rate shifted by +0.4205 (+27.57%).

2012 Avg (August) 1.9455

2011 Avg (August) 1.5250

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7462	1.6381	1.6907
February	1.7345	1.6816	1.6927
March	1.7825	1.6822	1.7393
April	1.8551	1.7740	1.8069
May	1.9051	1.8463	1.8831
June	1.9426	1.8828	1.9173
July	1.9637	1.9384	1.9520
August	1.9653	1.9295	1.9455
September	1.9371	1.8851	1.9082
October	1.9090	1.8731	1.8878
November	1.9076	1.8780	1.8881
December	1.9075	1.8838	1.8963