YEARLY HIGH
15.5409 GHS
YEARLY LOW
10.2000 GHS
YEARLY AVERAGE
12.6745 GHS

2025 BMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 15.5409. Conversely, the yearly low was recorded on June 8, dropping to 10.2000.

This high-to-low spread represents a total annual volatility of 5.3409 GHS. From a start-to-finish perspective, comparing the January average rate of 14.9400 to the December average rate of 11.3374, the exchange rate registered a net change of -24.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.5409 was down 5.68% compared to the 2024 peak of 16.4765, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 77,704 GHS
2024 Average 72,400 GHS
Yearly Trough Low 51,000 GHS
Transaction Impact: A difference of 26,704.35 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

16.0151
9.7664
JanuMarcMayJulySeptNove

BMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.1900, compared to 11.1591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.0309 points.

H1 Avg (Jan–Jun) 14.1900
H2 Avg (Jul–Dec) 11.1591

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 4.7805 GHS (High: 15.3100 / Low: 10.5295). On the other end, July was the most stable month, with a tight range of 0.1811 GHS (High: 10.5028 / Low: 10.3216).

May Spread (Volatile) ±4.7805
July Spread (Stable) ±0.1811

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 3.2544 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.2544

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 15.4671) against the same month in 2024 (average: 12.4609), the exchange rate shifted by +3.0062 (+24.13%).

2025 Avg (February) 15.4671
2024 Avg (February) 12.4609

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.2991 14.6764 14.9400
February 15.5409 15.3009 15.4671
March 15.5249 15.3359 15.4943
April 15.5138 14.4381 15.4098
May 15.3100 10.5295 13.5415
June 10.5295 10.2000 10.2871
July 10.5028 10.3216 10.4126
August 11.1700 10.3709 10.7718
September 12.4096 10.5000 11.8035
October 12.5969 10.7069 11.6060
November 11.3084 10.8655 11.0233
December 11.5175 10.5081 11.3374