2026 BMD to GHS Historical Review

YEARLY HIGH

11.8190 GHS

YEARLY LOW

10.4676 GHS

YEARLY AVERAGE

11.0394 GHS

2026 BMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 11.8190. Conversely, the yearly low was recorded on January 3, dropping to 10.4676.

This high-to-low spread represents a total annual volatility of 1.3514 GHS. From a start-to-finish perspective, comparing the January average rate of 10.7688 to the December average rate of 11.5016, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 11.8190 was down 23.95% compared to the 2025 peak of 15.5409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 59,095 GHS

2025 Average 63,288 GHS

Yearly Trough Low 52,338 GHS

Transaction Impact: A difference of 6,757.23 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

11.5748

10.6955

JanuMarcMayJuly

BMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9624, compared to 11.5016 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5391 points.

H1 Avg (Jan–Jun) 10.9624

H2 Avg (Jul–Dec) 11.5016

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 1.1153 GHS (High: 11.8190 / Low: 10.7037). On the other end, April was the most stable month, with a tight range of 0.1557 GHS (High: 11.1400 / Low: 10.9843).

June Spread (Volatile) ±1.1153

April Spread (Stable) ±0.1557

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2581 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2581

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 11.3855) against the same month in 2025 (average: 10.2871), the exchange rate shifted by +1.0984 (+10.68%).

2026 Avg (June) 11.3855

2025 Avg (June) 10.2871

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9450	10.4676	10.7688
February	11.0228	10.6283	10.9304
March	11.0004	10.6481	10.8588
April	11.1400	10.9843	11.0445
May	11.2000	10.7037	10.7864
June	11.8190	10.7037	11.3855
July	11.6613	11.3205	11.5016