YEARLY HIGH
4.4119 GHS
YEARLY LOW
3.2084 GHS
YEARLY AVERAGE
3.7794 GHS

2015 BMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 4.4119. Conversely, the yearly low was recorded on January 5, dropping to 3.2084.

This high-to-low spread represents a total annual volatility of 1.2034 GHS. From a start-to-finish perspective, comparing the January average rate of 3.2607 to the December average rate of 3.8047, the exchange rate registered a net change of 16.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.4119 was up 13.79% compared to the 2014 peak of 3.8771, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 22,059 GHS
2014 Average 15,221 GHS
Yearly Trough Low 16,042 GHS
Transaction Impact: A difference of 6,017.23 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.3953
3.1575
JanuMarcMayJulySeptNove

BMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7338, compared to 3.8250 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0912 points.

H1 Avg (Jan–Jun) 3.7338
H2 Avg (Jul–Dec) 3.8250

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 1.1007 GHS (High: 4.3637 / Low: 3.2630). On the other end, April was the most stable month, with a tight range of 0.0405 GHS (High: 3.8535 / Low: 3.8130).

July Spread (Volatile) ±1.1007
April Spread (Stable) ±0.0405

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.6700 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.6700

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 4.2921) against the same month in 2014 (average: 3.1139), the exchange rate shifted by +1.1782 (+37.84%).

2015 Avg (June) 4.2921
2014 Avg (June) 3.1139

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3502 3.2084 3.2607
February 3.5066 3.3278 3.4237
March 3.8040 3.4944 3.6415
April 3.8535 3.8130 3.8329
May 4.0575 3.8480 3.9517
June 4.4119 4.0815 4.2921
July 4.3637 3.2630 3.6222
August 4.3223 3.7801 4.0269
September 4.0365 3.7660 3.8804
October 3.9030 3.7110 3.7989
November 3.8650 3.7838 3.8167
December 3.8353 3.7609 3.8047