YEARLY HIGH
5.9343 HRK
YEARLY LOW
5.5236 HRK
YEARLY AVERAGE
5.7070 HRK

2013 BMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 5.9343. Conversely, the yearly low was recorded on October 25, dropping to 5.5236.

This high-to-low spread represents a total annual volatility of 0.4107 HRK. From a start-to-finish perspective, comparing the January average rate of 5.6940 to the December average rate of 5.5735, the exchange rate registered a net change of -2.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 5.9343 was down 4.44% compared to the 2012 peak of 6.2099, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 29,671 HRK
2012 Average 29,268 HRK
Yearly Trough Low 27,618 HRK
Transaction Impact: A difference of 2,053.29 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

5.8830
5.5453
JanuMarcMayJulySeptNove

BMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7646, compared to 5.6495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1150 points.

H1 Avg (Jan–Jun) 5.7646
H2 Avg (Jul–Dec) 5.6495

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.2511 HRK (High: 5.8060 / Low: 5.5548). On the other end, November was the most stable month, with a tight range of 0.0890 HRK (High: 5.7061 / Low: 5.6170).

February Spread (Volatile) ±0.2511
November Spread (Stable) ±0.0890

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1463 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1463

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 5.8411) against the same month in 2012 (average: 5.6966), the exchange rate shifted by +0.1445 (+2.54%).

2013 Avg (April) 5.8411
2012 Avg (April) 5.6966

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7936 5.5923 5.6940
February 5.8060 5.5548 5.6774
March 5.9342 5.7983 5.8549
April 5.9343 5.7833 5.8411
May 5.8975 5.7594 5.8331
June 5.8246 5.5912 5.6868
July 5.8675 5.6463 5.7373
August 5.7250 5.6174 5.6578
September 5.7756 5.6277 5.6883
October 5.6415 5.5236 5.5860
November 5.7061 5.6170 5.6543
December 5.6339 5.5341 5.5735