YEARLY HIGH
7.2686 HRK
YEARLY LOW
6.3567 HRK
YEARLY AVERAGE
6.8601 HRK

2015 BMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 7.2686. Conversely, the yearly low was recorded on January 1, dropping to 6.3567.

This high-to-low spread represents a total annual volatility of 0.9119 HRK. From a start-to-finish perspective, comparing the January average rate of 6.6130 to the December average rate of 7.0079, the exchange rate registered a net change of 5.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 7.2686 was up 14.92% compared to the 2014 peak of 6.3247, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 36,343 HRK
2014 Average 28,779 HRK
Yearly Trough Low 31,784 HRK
Transaction Impact: A difference of 4,559.29 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

7.1306
6.5660
JanuMarcMayJulySeptNove

BMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8337, compared to 6.8864 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0527 points.

H1 Avg (Jan–Jun) 6.8337
H2 Avg (Jul–Dec) 6.8864

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.5306 HRK (High: 6.8873 / Low: 6.3567). On the other end, February was the most stable month, with a tight range of 0.1312 HRK (High: 6.8543 / Low: 6.7232).

January Spread (Volatile) ±0.5306
February Spread (Stable) ±0.1312

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2580 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2580

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 7.0571) against the same month in 2014 (average: 5.5381), the exchange rate shifted by +1.5190 (+27.43%).

2015 Avg (March) 7.0571
2014 Avg (March) 5.5381

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.8873 6.3567 6.6130
February 6.8543 6.7232 6.7886
March 7.2686 6.8499 7.0571
April 7.1561 6.7754 7.0290
May 6.9449 6.5765 6.7710
June 6.9219 6.6657 6.7437
July 7.0142 6.7926 6.8919
August 6.9518 6.5449 6.7891
September 6.8382 6.6559 6.7532
October 6.9455 6.6561 6.7931
November 7.2164 6.8887 7.0835
December 7.1971 6.9403 7.0079