2019 BMD to HRK Historical Review

YEARLY HIGH

6.7995 HRK

YEARLY LOW

6.4278 HRK

YEARLY AVERAGE

6.6263 HRK

2019 BMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 6.7995. Conversely, the yearly low was recorded on January 9, dropping to 6.4278.

This high-to-low spread represents a total annual volatility of 0.3717 HRK. From a start-to-finish perspective, comparing the January average rate of 6.5057 to the December average rate of 6.6977, the exchange rate registered a net change of 2.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 6.7995 was up 2.79% compared to the 2018 peak of 6.6150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 33,997 HRK

2018 Average 31,434 HRK

Yearly Trough Low 32,139 HRK

Transaction Impact: A difference of 1,858.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

6.7532

6.4832

JanuMarcMayJulySeptNove

BMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.5681, compared to 6.6845 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1165 points.

H1 Avg (Jan–Jun) 6.5681

H2 Avg (Jul–Dec) 6.6845

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.1574 HRK (High: 6.6473 / Low: 6.4899). On the other end, May was the most stable month, with a tight range of 0.0884 HRK (High: 6.6660 / Low: 6.5776).

June Spread (Volatile) ±0.1574

May Spread (Stable) ±0.0884

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0728 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0728

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 6.7217) against the same month in 2018 (average: 6.3783), the exchange rate shifted by +0.3434 (+5.38%).

2019 Avg (September) 6.7217

2018 Avg (September) 6.3783

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.5720	6.4278	6.5057
February	6.5760	6.4706	6.5326
March	6.6288	6.4895	6.5694
April	6.6609	6.5701	6.6155
May	6.6660	6.5776	6.6290
June	6.6473	6.4899	6.5562
July	6.6690	6.5511	6.5904
August	6.7353	6.5880	6.6434
September	6.7995	6.6629	6.7217
October	6.7808	6.6644	6.7233
November	6.7655	6.6744	6.7307
December	6.7498	6.6328	6.6977