2018 BMD to HRK Historical Review

YEARLY HIGH

6.6150 HRK

YEARLY LOW

5.9403 HRK

YEARLY AVERAGE

6.2850 HRK

2018 BMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 6.6150. Conversely, the yearly low was recorded on February 1, dropping to 5.9403.

This high-to-low spread represents a total annual volatility of 0.6747 HRK. From a start-to-finish perspective, comparing the January average rate of 6.0945 to the December average rate of 6.5088, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 6.6150 was down 8.91% compared to the 2017 peak of 7.2618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 33,075 HRK

2017 Average 33,080 HRK

Yearly Trough Low 29,702 HRK

Transaction Impact: A difference of 3,373.72 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

6.5872

5.9719

JanuMarcMayJulySeptNove

BMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.1287, compared to 6.4414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3126 points.

H1 Avg (Jan–Jun) 6.1287

H2 Avg (Jul–Dec) 6.4414

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.2738 HRK (High: 6.2429 / Low: 5.9690). On the other end, July was the most stable month, with a tight range of 0.0618 HRK (High: 6.3582 / Low: 6.2965).

January Spread (Volatile) ±0.2738

July Spread (Stable) ±0.0618

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0713 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0713

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 6.5359) against the same month in 2017 (average: 6.4279), the exchange rate shifted by +0.1080 (+1.68%).

2018 Avg (November) 6.5359

2017 Avg (November) 6.4279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.2429	5.9690	6.0945
February	6.1112	5.9403	6.0232
March	6.0759	5.9747	6.0300
April	6.1341	5.9863	6.0460
May	6.4048	6.1342	6.2536
June	6.3846	6.2523	6.3251
July	6.3582	6.2965	6.3269
August	6.5484	6.3467	6.4367
September	6.4293	6.3064	6.3783
October	6.5723	6.3972	6.4616
November	6.6150	6.4850	6.5359
December	6.5367	6.4626	6.5088