YEARLY HIGH
3.6645 PEN
YEARLY LOW
3.3063 PEN
YEARLY AVERAGE
3.4944 PEN

2020 BMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 3.6645. Conversely, the yearly low was recorded on January 5, dropping to 3.3063.

This high-to-low spread represents a total annual volatility of 0.3582 PEN. From a start-to-finish perspective, comparing the January average rate of 3.3256 to the December average rate of 3.6007, the exchange rate registered a net change of 8.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.6645 was up 7.59% compared to the 2019 peak of 3.4060, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 18,323 PEN
2019 Average 16,681 PEN
Yearly Trough Low 16,531 PEN
Transaction Impact: A difference of 1,791.16 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.6360
3.2973
JanuMarcMayJulySeptNove

BMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4161, compared to 3.5727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1566 points.

H1 Avg (Jan–Jun) 3.4161
H2 Avg (Jul–Dec) 3.5727

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2009 PEN (High: 3.5725 / Low: 3.3716). On the other end, December was the most stable month, with a tight range of 0.0355 PEN (High: 3.6200 / Low: 3.5845).

March Spread (Volatile) ±0.2009
December Spread (Stable) ±0.0355

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0871 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0871

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 3.6078) against the same month in 2019 (average: 3.3685), the exchange rate shifted by +0.2393 (+7.10%).

2020 Avg (November) 3.6078
2019 Avg (November) 3.3685

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3850 3.3063 3.3256
February 3.4545 3.3626 3.3908
March 3.5725 3.3716 3.4880
April 3.4595 3.3685 3.4008
May 3.4479 3.3572 3.4165
June 3.5368 3.4015 3.4749
July 3.5441 3.4963 3.5166
August 3.5858 3.5224 3.5602
September 3.6009 3.5246 3.5554
October 3.6230 3.5750 3.5956
November 3.6645 3.5770 3.6078
December 3.6200 3.5845 3.6007