YEARLY HIGH
4.1385 PEN
YEARLY LOW
3.5924 PEN
YEARLY AVERAGE
3.8799 PEN

2021 BMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 4.1385. Conversely, the yearly low was recorded on April 9, dropping to 3.5924.

This high-to-low spread represents a total annual volatility of 0.5461 PEN. From a start-to-finish perspective, comparing the January average rate of 3.6274 to the December average rate of 4.0439, the exchange rate registered a net change of 11.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.1385 was up 12.93% compared to the 2020 peak of 3.6645, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 20,692 PEN
2020 Average 17,474 PEN
Yearly Trough Low 17,962 PEN
Transaction Impact: A difference of 2,730.27 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.1561
3.5793
JanuMarcMayJulySeptNove

BMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7257, compared to 4.0342 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3085 points.

H1 Avg (Jan–Jun) 3.7257
H2 Avg (Jul–Dec) 4.0342

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.2268 PEN (High: 3.8192 / Low: 3.5924). On the other end, February was the most stable month, with a tight range of 0.0205 PEN (High: 3.6580 / Low: 3.6376).

April Spread (Volatile) ±0.2268
February Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0894 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0894

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 4.0186) against the same month in 2020 (average: 3.5956), the exchange rate shifted by +0.4230 (+11.76%).

2021 Avg (October) 4.0186
2020 Avg (October) 3.5956

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6484 3.6088 3.6274
February 3.6580 3.6376 3.6457
March 3.7605 3.6570 3.7072
April 3.8192 3.5924 3.6905
May 3.8515 3.6590 3.7698
June 3.9859 3.8238 3.9134
July 3.9809 3.8672 3.9371
August 4.1141 3.9244 4.0782
September 4.1343 4.0883 4.1080
October 4.1385 3.9200 4.0186
November 4.0655 3.9952 4.0192
December 4.0840 3.9653 4.0439