YEARLY HIGH
23.6773 PKR
YEARLY LOW
20.0326 PKR
YEARLY AVERAGE
21.7239 PKR

2019 BOB to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BOB to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 23.6773. Conversely, the yearly low was recorded on February 2, dropping to 20.0326.

This high-to-low spread represents a total annual volatility of 3.6447 PKR. From a start-to-finish perspective, comparing the January average rate of 20.1875 to the December average rate of 22.4127, the exchange rate registered a net change of 11.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 23.6773 was up 17.04% compared to the 2018 peak of 20.2306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 118,387 PKR
2018 Average 87,975 PKR
Yearly Trough Low 100,163 PKR
Transaction Impact: A difference of 18,223.63 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

23.3622
19.8653
JanuMarcMayJulySeptNove

BOB to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.7280, compared to 22.7198 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9918 points.

H1 Avg (Jan–Jun) 20.7280
H2 Avg (Jul–Dec) 22.7198

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 2.4308 PKR (High: 23.6773 / Low: 21.2466). On the other end, December was the most stable month, with a tight range of 0.1119 PKR (High: 22.4631 / Low: 22.3512).

June Spread (Volatile) ±2.4308
December Spread (Stable) ±0.1119

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4042 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.4042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 22.2680) against the same month in 2018 (average: 17.1833), the exchange rate shifted by +5.0847 (+29.59%).

2019 Avg (June) 22.2680
2018 Avg (June) 17.1833

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.2731 20.0930 20.1875
February 20.2229 20.0326 20.1567
March 20.3812 20.0639 20.2383
April 20.5299 20.3089 20.4655
May 22.0078 20.4717 21.0522
June 23.6773 21.2466 22.2680
July 23.3907 22.6343 23.0569
August 23.2471 22.7938 23.0708
September 22.7524 22.5385 22.6667
October 22.7008 22.4910 22.6046
November 22.5834 22.4099 22.5071
December 22.4631 22.3512 22.4127