YEARLY HIGH
24.4880 PKR
YEARLY LOW
22.2981 PKR
YEARLY AVERAGE
23.4441 PKR

2020 BOB to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 24.4880. Conversely, the yearly low was recorded on February 25, dropping to 22.2981.

This high-to-low spread represents a total annual volatility of 2.1899 PKR. From a start-to-finish perspective, comparing the January average rate of 22.3756 to the December average rate of 23.2499, the exchange rate registered a net change of 3.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 24.4880 was up 3.42% compared to the 2019 peak of 23.6773, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 122,440 PKR
2019 Average 108,670 PKR
Yearly Trough Low 111,491 PKR
Transaction Impact: A difference of 10,949.69 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

24.5500
22.1248
JanuMarcMayJulySeptNove

BOB to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.1318, compared to 23.7564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6246 points.

H1 Avg (Jan–Jun) 23.1318
H2 Avg (Jul–Dec) 23.7564

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.7559 PKR (High: 24.0799 / Low: 22.3240). On the other end, February was the most stable month, with a tight range of 0.0646 PKR (High: 22.3627 / Low: 22.2981).

March Spread (Volatile) ±1.7559
February Spread (Stable) ±0.0646

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6261 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.6261

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 24.3479) against the same month in 2019 (average: 23.0708), the exchange rate shifted by +1.2771 (+5.54%).

2020 Avg (August) 24.3479
2019 Avg (August) 23.0708

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.4293 22.3345 22.3756
February 22.3627 22.2981 22.3269
March 24.0799 22.3240 22.9879
April 24.3523 23.2065 23.8763
May 23.5918 22.9926 23.2502
June 24.3245 23.6195 23.9740
July 24.3509 24.0624 24.2118
August 24.4880 24.0212 24.3479
September 24.1152 23.9608 24.0430
October 23.9236 23.2404 23.5837
November 23.3455 22.8987 23.1023
December 23.3690 23.1057 23.2499