YEARLY HIGH
42.3414 PKR
YEARLY LOW
40.1851 PKR
YEARLY AVERAGE
40.7367 PKR

2025 BOB to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BOB to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 42.3414. Conversely, the yearly low was recorded on January 20, dropping to 40.1851.

This high-to-low spread represents a total annual volatility of 2.1563 PKR. From a start-to-finish perspective, comparing the January average rate of 40.3163 to the December average rate of 40.5579, the exchange rate registered a net change of 0.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 42.3414 was up 3.71% compared to the 2024 peak of 40.8259, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 211,707 PKR
2024 Average 201,404 PKR
Yearly Trough Low 200,925 PKR
Transaction Impact: A difference of 10,781.62 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

41.2149
40.2346
JanuMarcMayJulySeptNove

BOB to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.5935, compared to 40.8800 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2865 points.

H1 Avg (Jan–Jun) 40.5935
H2 Avg (Jul–Dec) 40.8800

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 1.9826 PKR (High: 42.3414 / Low: 40.3588). On the other end, April was the most stable month, with a tight range of 0.3117 PKR (High: 40.7667 / Low: 40.4550).

March Spread (Volatile) ±1.9826
April Spread (Stable) ±0.3117

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2730 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2730

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 40.5744) against the same month in 2024 (average: 40.3259), the exchange rate shifted by +0.2485 (+0.62%).

2025 Avg (March) 40.5744
2024 Avg (March) 40.3259

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 40.5041 40.1851 40.3163
February 40.5223 40.2025 40.3959
March 42.3414 40.3588 40.5744
April 40.7667 40.4550 40.6008
May 40.9535 40.5915 40.7378
June 41.1673 40.6582 40.9355
July 41.3392 40.8225 41.1332
August 41.1762 40.7366 40.9721
September 41.0886 40.7166 40.9404
October 40.9993 40.6103 40.8455
November 40.9364 40.6171 40.8309
December 40.7654 40.3847 40.5579