YEARLY HIGH
40.6042 PKR
YEARLY LOW
23.3882 PKR
YEARLY AVERAGE
37.5320 PKR

2026 BOB to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BOB to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 40.6042. Conversely, the yearly low was recorded on August 2, dropping to 23.3882.

This high-to-low spread represents a total annual volatility of 17.2160 PKR. From a start-to-finish perspective, comparing the January average rate of 40.4719 to the December average rate of 23.3882, the exchange rate registered a net change of -42.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 40.6042 was down 4.10% compared to the 2025 peak of 42.3414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 203,021 PKR
2025 Average 203,693 PKR
Yearly Trough Low 116,941 PKR
Transaction Impact: A difference of 86,080.12 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

42.1802
21.6798
JanuMarcMayJuly

BOB to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.3724, compared to 29.0107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 11.3617 points.

H1 Avg (Jan–Jun) 40.3724
H2 Avg (Jul–Dec) 29.0107

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 16.6989 PKR (High: 40.2190 / Low: 23.5201). On the other end, August was the most stable month, with a tight range of 0.0000 PKR (High: 23.3882 / Low: 23.3882).

July Spread (Volatile) ±16.6989
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 11.2451 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -11.2451

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 40.4719) against the same month in 2025 (average: 40.3163), the exchange rate shifted by +0.1556 (+0.39%).

2026 Avg (January) 40.4719
2025 Avg (January) 40.3163

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 40.6042 40.3493 40.4719
February 40.4924 40.3130 40.4479
March 40.4744 40.2428 40.3889
April 40.5608 40.2100 40.3716
May 40.3359 40.2923 40.3101
June 40.3112 40.1433 40.2442
July 40.2190 23.5201 34.6333
August 23.3882 23.3882 23.3882