YEARLY HIGH
0.8501 BGN
YEARLY LOW
0.7380 BGN
YEARLY AVERAGE
0.7794 BGN

2012 BZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.8501. Conversely, the yearly low was recorded on December 19, dropping to 0.7380.

This high-to-low spread represents a total annual volatility of 0.1121 BGN. From a start-to-finish perspective, comparing the January average rate of 0.7651 to the December average rate of 0.7495, the exchange rate registered a net change of -2.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8501 was up 11.46% compared to the 2011 peak of 0.7627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,250 BGN
2011 Average 3,535 BGN
Yearly Trough Low 3,690 BGN
Transaction Impact: A difference of 560.53 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8394
0.7414
JanuMarcMayJulySeptNove

BZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7692, compared to 0.7896 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0204 points.

H1 Avg (Jan–Jun) 0.7692
H2 Avg (Jul–Dec) 0.7896

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0613 BGN (High: 0.8501 / Low: 0.7888). On the other end, April was the most stable month, with a tight range of 0.0180 BGN (High: 0.7655 / Low: 0.7475).

July Spread (Volatile) ±0.0613
April Spread (Stable) ±0.0180

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0366 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0366

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.8312) against the same month in 2011 (average: 0.6885), the exchange rate shifted by +0.1427 (+20.72%).

2012 Avg (July) 0.8312
2011 Avg (July) 0.6885

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7826 0.7525 0.7651
February 0.7637 0.7449 0.7523
March 0.7661 0.7464 0.7572
April 0.7655 0.7475 0.7591
May 0.8065 0.7574 0.7809
June 0.8125 0.7899 0.8004
July 0.8501 0.7888 0.8312
August 0.8453 0.7989 0.8302
September 0.8241 0.7637 0.7937
October 0.8023 0.7463 0.7665
November 0.7770 0.7551 0.7662
December 0.7648 0.7380 0.7495