YEARLY HIGH
0.9503 BGN
YEARLY LOW
0.8184 BGN
YEARLY AVERAGE
0.8632 BGN

2025 BZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.9503. Conversely, the yearly low was recorded on September 16, dropping to 0.8184.

This high-to-low spread represents a total annual volatility of 0.1319 BGN. From a start-to-finish perspective, comparing the January average rate of 0.9403 to the December average rate of 0.8300, the exchange rate registered a net change of -11.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9503 was up 1.21% compared to the 2024 peak of 0.9389, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,751 BGN
2024 Average 4,486 BGN
Yearly Trough Low 4,092 BGN
Transaction Impact: A difference of 659.47 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9514
0.8178
JanuMarcMayJulySeptNove

BZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8921, compared to 0.8343 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0578 points.

H1 Avg (Jan–Jun) 0.8921
H2 Avg (Jul–Dec) 0.8343

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0489 BGN (High: 0.9390 / Low: 0.8901). On the other end, November was the most stable month, with a tight range of 0.0107 BGN (High: 0.8469 / Low: 0.8362).

March Spread (Volatile) ±0.0489
November Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0347 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0347

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.9403) against the same month in 2024 (average: 0.8896), the exchange rate shifted by +0.0506 (+5.69%).

2025 Avg (January) 0.9403
2024 Avg (January) 0.8896

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9503 0.9274 0.9403
February 0.9500 0.9264 0.9345
March 0.9390 0.8901 0.9025
April 0.9009 0.8533 0.8678
May 0.8787 0.8533 0.8624
June 0.8624 0.8262 0.8449
July 0.8532 0.8249 0.8336
August 0.8532 0.8313 0.8364
September 0.8355 0.8184 0.8290
October 0.8427 0.8281 0.8354
November 0.8469 0.8362 0.8415
December 0.8364 0.8247 0.8300