2020 BZD to BGN Historical Review

YEARLY HIGH

0.9122 BGN

YEARLY LOW

0.7899 BGN

YEARLY AVERAGE

0.8518 BGN

2020 BZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.9122. Conversely, the yearly low was recorded on December 30, dropping to 0.7899.

This high-to-low spread represents a total annual volatility of 0.1223 BGN. From a start-to-finish perspective, comparing the January average rate of 0.8739 to the December average rate of 0.7972, the exchange rate registered a net change of -8.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9122 was up 2.32% compared to the 2019 peak of 0.8915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,561 BGN

2019 Average 4,336 BGN

Yearly Trough Low 3,949 BGN

Transaction Impact: A difference of 611.46 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9042

0.7875

JanuMarcMayJulySeptNove

BZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8814, compared to 0.8221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0593 points.

H1 Avg (Jan–Jun) 0.8814

H2 Avg (Jul–Dec) 0.8221

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0588 BGN (High: 0.9122 / Low: 0.8533). On the other end, December was the most stable month, with a tight range of 0.0132 BGN (High: 0.8031 / Low: 0.7899).

March Spread (Volatile) ±0.0588

December Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0274 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0274

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.8796) against the same month in 2019 (average: 0.8597), the exchange rate shifted by +0.0199 (+2.31%).

2020 Avg (March) 0.8796

2019 Avg (March) 0.8597

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8812	0.8607	0.8739
February	0.8990	0.8751	0.8886
March	0.9122	0.8533	0.8796
April	0.9015	0.8838	0.8945
May	0.8986	0.8741	0.8897
June	0.8717	0.8537	0.8623
July	0.8633	0.8192	0.8472
August	0.8291	0.8135	0.8210
September	0.8350	0.8152	0.8236
October	0.8325	0.8178	0.8245
November	0.8345	0.8111	0.8194
December	0.8031	0.7899	0.7972