2022 BZD to BGN Historical Review

YEARLY HIGH

1.0122 BGN

YEARLY LOW

0.8467 BGN

YEARLY AVERAGE

0.9226 BGN

2022 BZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 1.0122. Conversely, the yearly low was recorded on January 13, dropping to 0.8467.

This high-to-low spread represents a total annual volatility of 0.1655 BGN. From a start-to-finish perspective, comparing the January average rate of 0.8574 to the December average rate of 0.9167, the exchange rate registered a net change of 6.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0122 was up 16.89% compared to the 2021 peak of 0.8659, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 5,061 BGN

2021 Average 4,104 BGN

Yearly Trough Low 4,233 BGN

Transaction Impact: A difference of 827.35 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0007

0.8420

JanuMarcMayJulySeptNove

BZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8877, compared to 0.9575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0698 points.

H1 Avg (Jan–Jun) 0.8877

H2 Avg (Jul–Dec) 0.9575

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0655 BGN (High: 0.9975 / Low: 0.9320). On the other end, February was the most stable month, with a tight range of 0.0197 BGN (High: 0.8678 / Low: 0.8482).

November Spread (Volatile) ±0.0655

February Spread (Stable) ±0.0197

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0372 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0372

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.9795) against the same month in 2021 (average: 0.8237), the exchange rate shifted by +0.1558 (+18.92%).

2022 Avg (September) 0.9795

2021 Avg (September) 0.8237

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8715	0.8467	0.8574
February	0.8678	0.8482	0.8552
March	0.8954	0.8695	0.8818
April	0.9249	0.8770	0.8959
May	0.9361	0.9001	0.9180
June	0.9315	0.9018	0.9176
July	0.9679	0.9318	0.9525
August	0.9767	0.9396	0.9585
September	1.0122	0.9577	0.9795
October	1.0007	0.9707	0.9875
November	0.9975	0.9320	0.9503
December	0.9287	0.9064	0.9167