2020 CAD to PLN Historical Review

YEARLY HIGH

3.0138 PLN

YEARLY LOW

2.7686 PLN

YEARLY AVERAGE

2.9051 PLN

2020 CAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 3.0138. Conversely, the yearly low was recorded on July 30, dropping to 2.7686.

This high-to-low spread represents a total annual volatility of 0.2451 PLN. From a start-to-finish perspective, comparing the January average rate of 2.9253 to the December average rate of 2.8715, the exchange rate registered a net change of -1.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.0138 was down 0.51% compared to the 2019 peak of 3.0293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 15,069 PLN

2019 Average 14,466 PLN

Yearly Trough Low 13,843 PLN

Transaction Impact: A difference of 1,225.74 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.9927

2.7947

JanuMarcMayJulySeptNove

CAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9350, compared to 2.8753 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0597 points.

H1 Avg (Jan–Jun) 2.9350

H2 Avg (Jul–Dec) 2.8753

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1864 PLN (High: 2.9582 / Low: 2.7719). On the other end, January was the most stable month, with a tight range of 0.0437 PLN (High: 2.9478 / Low: 2.9042).

March Spread (Volatile) ±0.1864

January Spread (Stable) ±0.0437

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0741 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0741

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 2.9656) against the same month in 2019 (average: 2.8525), the exchange rate shifted by +0.1132 (+3.97%).

2020 Avg (May) 2.9656

2019 Avg (May) 2.8525

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9478	2.9042	2.9253
February	2.9900	2.9052	2.9517
March	2.9582	2.7719	2.8775
April	3.0126	2.9430	2.9762
May	3.0138	2.9005	2.9656
June	2.9363	2.8784	2.9136
July	2.9285	2.7686	2.8749
August	2.8435	2.7845	2.8112
September	2.9413	2.8195	2.8731
October	2.9746	2.8719	2.9192
November	2.9910	2.8767	2.9016
December	2.9226	2.8426	2.8715