2024 CAD to PLN Historical Review

YEARLY HIGH

3.4787 PLN

YEARLY LOW

2.8118 PLN

YEARLY AVERAGE

2.9061 PLN

2024 CAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the CAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 3.4787. Conversely, the yearly low was recorded on September 21, dropping to 2.8118.

This high-to-low spread represents a total annual volatility of 0.6669 PLN. From a start-to-finish perspective, comparing the January average rate of 2.9959 to the December average rate of 2.8588, the exchange rate registered a net change of -4.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 3.4787 was up 3.98% compared to the 2023 peak of 3.3455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 17,394 PLN

2023 Average 15,546 PLN

Yearly Trough Low 14,059 PLN

Transaction Impact: A difference of 3,334.51 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

3.0113

2.8262

JanuMarcMayJulySeptNove

CAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9424, compared to 2.8699 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0724 points.

H1 Avg (Jan–Jun) 2.9424

H2 Avg (Jul–Dec) 2.8699

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.5250 PLN (High: 3.4787 / Low: 2.9537). On the other end, March was the most stable month, with a tight range of 0.0441 PLN (High: 2.9483 / Low: 2.9042).

January Spread (Volatile) ±0.5250

March Spread (Stable) ±0.0441

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0570 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0570

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 2.9959) against the same month in 2023 (average: 3.2302), the exchange rate shifted by -0.2344 (-7.26%).

2024 Avg (January) 2.9959

2023 Avg (January) 3.2302

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.4787	2.9537	2.9959
February	2.9966	2.9346	2.9691
March	2.9483	2.9042	2.9266
April	2.9749	2.8898	2.9342
May	2.9544	2.8637	2.8984
June	2.9791	2.8745	2.9300
July	2.9323	2.8466	2.8762
August	2.8821	2.8166	2.8479
September	2.8782	2.8118	2.8416
October	2.9133	2.8483	2.8792
November	2.9723	2.8783	2.9158
December	2.9100	2.8402	2.8588