YEARLY HIGH
2.8966 PLN
YEARLY LOW
2.5849 PLN
YEARLY AVERAGE
2.6883 PLN

2025 CAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 2.8966. Conversely, the yearly low was recorded on October 16, dropping to 2.5849.

This high-to-low spread represents a total annual volatility of 0.3117 PLN. From a start-to-finish perspective, comparing the January average rate of 2.8506 to the December average rate of 2.6136, the exchange rate registered a net change of -8.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8966 was down 16.73% compared to the 2024 peak of 3.4787, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 14,483 PLN
2024 Average 14,529 PLN
Yearly Trough Low 12,925 PLN
Transaction Impact: A difference of 1,558.28 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8749
2.5833
JanuMarcMayJulySeptNove

CAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7495, compared to 2.6272 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1222 points.

H1 Avg (Jan–Jun) 2.7495
H2 Avg (Jul–Dec) 2.6272

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1301 PLN (High: 2.7946 / Low: 2.6645). On the other end, December was the most stable month, with a tight range of 0.0327 PLN (High: 2.6284 / Low: 2.5957).

March Spread (Volatile) ±0.1301
December Spread (Stable) ±0.0327

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1088 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 2.8506) against the same month in 2024 (average: 2.9959), the exchange rate shifted by -0.1453 (-4.85%).

2025 Avg (January) 2.8506
2024 Avg (January) 2.9959

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.8966 2.7884 2.8506
February 2.8414 2.7524 2.8048
March 2.7946 2.6645 2.6960
April 2.7636 2.6807 2.7193
May 2.7393 2.6981 2.7219
June 2.7465 2.6394 2.7042
July 2.7041 2.6366 2.6601
August 2.6844 2.6283 2.6497
September 2.6589 2.6047 2.6233
October 2.6257 2.5849 2.6076
November 2.6341 2.5890 2.6091
December 2.6284 2.5957 2.6136