YEARLY HIGH
3.7056 PLN
YEARLY LOW
3.0990 PLN
YEARLY AVERAGE
3.4216 PLN

2022 CAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 13, valuing the pair at 3.7056. Conversely, the yearly low was recorded on February 10, dropping to 3.0990.

This high-to-low spread represents a total annual volatility of 0.6067 PLN. From a start-to-finish perspective, comparing the January average rate of 3.1854 to the December average rate of 3.2477, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.7056 was up 12.29% compared to the 2021 peak of 3.3000, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 18,528 PLN
2021 Average 15,402 PLN
Yearly Trough Low 15,495 PLN
Transaction Impact: A difference of 3,033.35 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.6575
3.1169
JanuMarcMayJulySeptNove

CAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3361, compared to 3.5070 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1709 points.

H1 Avg (Jan–Jun) 3.3361
H2 Avg (Jul–Dec) 3.5070

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.2498 PLN (High: 3.5819 / Low: 3.3321). On the other end, January was the most stable month, with a tight range of 0.0595 PLN (High: 3.2228 / Low: 3.1633).

March Spread (Volatile) ±0.2498
January Spread (Stable) ±0.0595

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1742 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 3.6125) against the same month in 2021 (average: 3.0822), the exchange rate shifted by +0.5303 (+17.20%).

2022 Avg (July) 3.6125
2021 Avg (July) 3.0822

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2228 3.1633 3.1854
February 3.3055 3.0990 3.1620
March 3.5819 3.3321 3.4141
April 3.4883 3.3527 3.4029
May 3.4882 3.3399 3.4223
June 3.4851 3.3862 3.4301
July 3.7056 3.4908 3.6125
August 3.6963 3.5507 3.6059
September 3.6377 3.5422 3.5930
October 3.6349 3.4680 3.5613
November 3.5052 3.3340 3.4219
December 3.3151 3.2037 3.2477