2020 CDF to NPR Historical Review

YEARLY HIGH

0.0794 NPR

YEARLY LOW

0.0593 NPR

YEARLY AVERAGE

0.0643 NPR

2020 CDF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0794. Conversely, the yearly low was recorded on September 1, dropping to 0.0593.

This high-to-low spread represents a total annual volatility of 0.0201 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0676 to the December average rate of 0.0604, the exchange rate registered a net change of -10.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0794 was up 13.27% compared to the 2019 peak of 0.0701, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 397 NPR

2019 Average 341 NPR

Yearly Trough Low 296 NPR

Transaction Impact: A difference of 100.48 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0720

0.0587

JanuMarcMayJulySeptNove

CDF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0681, compared to 0.0606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 0.0681

H2 Avg (Jul–Dec) 0.0606

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0201 NPR (High: 0.0794 / Low: 0.0593). On the other end, November was the most stable month, with a tight range of 0.0007 NPR (High: 0.0608 / Low: 0.0601).

December Spread (Volatile) ±0.0201

November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0032 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0604) against the same month in 2019 (average: 0.0679), the exchange rate shifted by -0.0074 (-10.97%).

2020 Avg (December) 0.0604

2019 Avg (December) 0.0679

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0682	0.0671	0.0676
February	0.0681	0.0674	0.0676
March	0.0714	0.0681	0.0698
April	0.0716	0.0700	0.0709
May	0.0699	0.0663	0.0677
June	0.0663	0.0628	0.0647
July	0.0628	0.0606	0.0616
August	0.0613	0.0598	0.0608
September	0.0602	0.0593	0.0598
October	0.0647	0.0596	0.0604
November	0.0608	0.0601	0.0604
December	0.0794	0.0593	0.0604