2021 CHF to BAM Historical Review

YEARLY HIGH

1.8955 BAM

YEARLY LOW

1.7482 BAM

YEARLY AVERAGE

1.8092 BAM

2021 CHF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CHF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.8955. Conversely, the yearly low was recorded on March 4, dropping to 1.7482.

This high-to-low spread represents a total annual volatility of 0.1473 BAM. From a start-to-finish perspective, comparing the January average rate of 1.8108 to the December average rate of 1.8802, the exchange rate registered a net change of 3.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8955 was up 1.34% compared to the 2020 peak of 1.8705, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 9,477 BAM

2020 Average 9,141 BAM

Yearly Trough Low 8,741 BAM

Transaction Impact: A difference of 736.29 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8916

1.7550

JanuMarcMayJulySeptNove

CHF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7875, compared to 1.8308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0433 points.

H1 Avg (Jan–Jun) 1.7875

H2 Avg (Jul–Dec) 1.8308

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0513 BAM (High: 1.8214 / Low: 1.7701). On the other end, January was the most stable month, with a tight range of 0.0207 BAM (High: 1.8197 / Low: 1.7990).

July Spread (Volatile) ±0.0513

January Spread (Stable) ±0.0207

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0351 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.8802) against the same month in 2020 (average: 1.8091), the exchange rate shifted by +0.0711 (+3.93%).

2021 Avg (December) 1.8802

2020 Avg (December) 1.8091

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8197	1.7990	1.8108
February	1.8162	1.7729	1.8015
March	1.7827	1.7482	1.7664
April	1.7885	1.7622	1.7752
May	1.8020	1.7724	1.7845
June	1.7963	1.7718	1.7865
July	1.8214	1.7701	1.8021
August	1.8280	1.8040	1.8171
September	1.8125	1.7815	1.7995
October	1.8481	1.8146	1.8261
November	1.8786	1.8426	1.8600
December	1.8955	1.8694	1.8802