YEARLY HIGH
1.6370 BAM
YEARLY LOW
1.6059 BAM
YEARLY AVERAGE
1.6244 BAM

2012 CHF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the CHF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 1.6370. Conversely, the yearly low was recorded on January 5, dropping to 1.6059.

This high-to-low spread represents a total annual volatility of 0.0311 BAM. From a start-to-finish perspective, comparing the January average rate of 1.6172 to the December average rate of 1.6204, the exchange rate registered a net change of 0.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.6370 was down 13.10% compared to the 2011 peak of 1.8838, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 8,185 BAM
2011 Average 7,956 BAM
Yearly Trough Low 8,029 BAM
Transaction Impact: A difference of 155.42 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.6317
1.6159
JanuMarcMayJulySeptNove

CHF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6254, compared to 1.6235 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 1.6254
H2 Avg (Jul–Dec) 1.6235

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0236 BAM (High: 1.6312 / Low: 1.6076). On the other end, June was the most stable month, with a tight range of 0.0031 BAM (High: 1.6321 / Low: 1.6289).

September Spread (Volatile) ±0.0236
June Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0113 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 1.6304) against the same month in 2011 (average: 1.5638), the exchange rate shifted by +0.0666 (+4.26%).

2012 Avg (May) 1.6304
2011 Avg (May) 1.5638

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6247 1.6059 1.6172
February 1.6302 1.6158 1.6227
March 1.6264 1.6148 1.6233
April 1.6321 1.6237 1.6289
May 1.6370 1.6280 1.6304
June 1.6321 1.6289 1.6302
July 1.6336 1.6268 1.6298
August 1.6355 1.6232 1.6299
September 1.6312 1.6076 1.6187
October 1.6236 1.6133 1.6180
November 1.6280 1.6182 1.6238
December 1.6262 1.6152 1.6204