YEARLY HIGH
1.8705 BAM
YEARLY LOW
1.7904 BAM
YEARLY AVERAGE
1.8283 BAM

2020 CHF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 1.8705. Conversely, the yearly low was recorded on August 19, dropping to 1.7904.

This high-to-low spread represents a total annual volatility of 0.0801 BAM. From a start-to-finish perspective, comparing the January average rate of 1.8163 to the December average rate of 1.8091, the exchange rate registered a net change of -0.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8705 was up 3.04% compared to the 2019 peak of 1.8154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 9,353 BAM
2019 Average 8,793 BAM
Yearly Trough Low 8,952 BAM
Transaction Impact: A difference of 400.58 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8598
1.8045
JanuMarcMayJulySeptNove

CHF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8389, compared to 1.8176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0213 points.

H1 Avg (Jan–Jun) 1.8389
H2 Avg (Jul–Dec) 1.8176

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0484 BAM (High: 1.8449 / Low: 1.7965). On the other end, October was the most stable month, with a tight range of 0.0214 BAM (High: 1.8309 / Low: 1.8095).

November Spread (Volatile) ±0.0484
October Spread (Stable) ±0.0214

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0266 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 1.8519) against the same month in 2019 (average: 1.7307), the exchange rate shifted by +0.1212 (+7.00%).

2020 Avg (May) 1.8519
2019 Avg (May) 1.7307

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8392 1.7996 1.8163
February 1.8512 1.8216 1.8374
March 1.8683 1.8342 1.8476
April 1.8653 1.8428 1.8552
May 1.8705 1.8282 1.8519
June 1.8424 1.7957 1.8253
July 1.8473 1.8062 1.8300
August 1.8305 1.7904 1.8175
September 1.8262 1.7933 1.8115
October 1.8309 1.8095 1.8212
November 1.8449 1.7965 1.8163
December 1.8268 1.7996 1.8091