YEARLY HIGH
2.1148 BAM
YEARLY LOW
1.9669 BAM
YEARLY AVERAGE
2.0533 BAM

2024 CHF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the CHF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 2.1148. Conversely, the yearly low was recorded on May 25, dropping to 1.9669.

This high-to-low spread represents a total annual volatility of 0.1479 BAM. From a start-to-finish perspective, comparing the January average rate of 2.0882 to the December average rate of 2.0924, the exchange rate registered a net change of 0.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.1148 was up 0.52% compared to the 2023 peak of 2.1038, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 10,574 BAM
2023 Average 10,065 BAM
Yearly Trough Low 9,834 BAM
Transaction Impact: A difference of 739.70 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.1025
1.9807
JanuMarcMayJulySeptNove

CHF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0339, compared to 2.0727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0388 points.

H1 Avg (Jan–Jun) 2.0339
H2 Avg (Jul–Dec) 2.0727

Volatility Range Comparison

Volatility

The most volatile month in 2024 was June, with a trading range of 0.0686 BAM (High: 2.0640 / Low: 1.9954). On the other end, October was the most stable month, with a tight range of 0.0203 BAM (High: 2.0931 / Low: 2.0729).

June Spread (Volatile) ±0.0686
October Spread (Stable) ±0.0203

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0408 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 2.0924) against the same month in 2023 (average: 2.0745), the exchange rate shifted by +0.0179 (+0.86%).

2024 Avg (December) 2.0924
2023 Avg (December) 2.0745

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1087 2.0656 2.0882
February 2.1002 2.0419 2.0655
March 2.0456 1.9938 2.0247
April 2.0176 1.9723 2.0023
May 2.0115 1.9669 1.9909
June 2.0640 1.9954 2.0319
July 2.0549 1.9964 2.0212
August 2.1049 2.0426 2.0719
September 2.0931 2.0549 2.0781
October 2.0931 2.0729 2.0836
November 2.1078 2.0714 2.0887
December 2.1148 2.0662 2.0924