2014 CHF to BAM Historical Review

YEARLY HIGH

1.6308 BAM

YEARLY LOW

1.5821 BAM

YEARLY AVERAGE

1.6112 BAM

2014 CHF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the CHF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 1.6308. Conversely, the yearly low was recorded on January 8, dropping to 1.5821.

This high-to-low spread represents a total annual volatility of 0.0487 BAM. From a start-to-finish perspective, comparing the January average rate of 1.5904 to the December average rate of 1.6271, the exchange rate registered a net change of 2.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.6308 was up 0.51% compared to the 2013 peak of 1.6226, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 8,154 BAM

2013 Average 7,952 BAM

Yearly Trough Low 7,910 BAM

Transaction Impact: A difference of 243.70 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.6308

1.5867

JanuMarcMayJulySeptNove

CHF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6025, compared to 1.6199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0174 points.

H1 Avg (Jan–Jun) 1.6025

H2 Avg (Jul–Dec) 1.6199

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0180 BAM (High: 1.6000 / Low: 1.5821). On the other end, July was the most stable month, with a tight range of 0.0040 BAM (High: 1.6118 / Low: 1.6079).

January Spread (Volatile) ±0.0180

July Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0030 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.6271) against the same month in 2013 (average: 1.5979), the exchange rate shifted by +0.0293 (+1.83%).

2014 Avg (December) 1.6271

2013 Avg (December) 1.5979

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6000	1.5821	1.5904
February	1.6128	1.5977	1.6020
March	1.6148	1.6038	1.6078
April	1.6102	1.6006	1.6048
May	1.6074	1.6001	1.6033
June	1.6124	1.6018	1.6067
July	1.6118	1.6079	1.6102
August	1.6220	1.6081	1.6150
September	1.6227	1.6162	1.6202
October	1.6229	1.6147	1.6198
November	1.6291	1.6230	1.6270
December	1.6308	1.6245	1.6271