YEARLY HIGH
27.4514 HNL
YEARLY LOW
25.0496 HNL
YEARLY AVERAGE
26.3706 HNL

2020 CHF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 27.4514. Conversely, the yearly low was recorded on February 20, dropping to 25.0496.

This high-to-low spread represents a total annual volatility of 2.4017 HNL. From a start-to-finish perspective, comparing the January average rate of 25.5573 to the December average rate of 27.2923, the exchange rate registered a net change of 6.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 27.4514 was up 7.68% compared to the 2019 peak of 25.4940, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 137,257 HNL
2019 Average 123,565 HNL
Yearly Trough Low 125,248 HNL
Transaction Impact: A difference of 12,008.52 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

27.4778
25.2525
JanuMarcMayJulySeptNove

CHF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.7691, compared to 26.9720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2029 points.

H1 Avg (Jan–Jun) 25.7691
H2 Avg (Jul–Dec) 26.9720

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6185 HNL (High: 26.8016 / Low: 25.1831). On the other end, August was the most stable month, with a tight range of 0.3686 HNL (High: 27.3134 / Low: 26.9448).

March Spread (Volatile) ±1.6185
August Spread (Stable) ±0.3686

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3252 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3252

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 27.2923) against the same month in 2019 (average: 24.8235), the exchange rate shifted by +2.4688 (+9.95%).

2020 Avg (December) 27.2923
2019 Avg (December) 24.8235

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.1644 25.2626 25.5573
February 25.8441 25.0496 25.4379
March 26.8016 25.1831 25.9932
April 25.9659 25.4414 25.6680
May 26.0107 25.5515 25.7738
June 26.4122 25.9370 26.1848
July 27.4077 26.2557 26.6359
August 27.3134 26.9448 27.1661
September 27.2858 26.5557 26.9940
October 27.1417 26.7653 26.9261
November 27.2984 26.6179 26.8178
December 27.4514 27.0113 27.2923