YEARLY HIGH
34.6559 HNL
YEARLY LOW
32.6592 HNL
YEARLY AVERAGE
33.5720 HNL

2026 CHF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CHF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 34.6559. Conversely, the yearly low was recorded on July 30, dropping to 32.6592.

This high-to-low spread represents a total annual volatility of 1.9967 HNL. From a start-to-finish perspective, comparing the January average rate of 33.4372 to the December average rate of 33.1082, the exchange rate registered a net change of -0.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 34.6559 was up 3.54% compared to the 2025 peak of 33.4695, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 173,279 HNL
2025 Average 157,090 HNL
Yearly Trough Low 163,296 HNL
Transaction Impact: A difference of 9,983.43 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

34.3586
32.9357
JanuMarcMayJuly

CHF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.7356, compared to 33.0812 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6544 points.

H1 Avg (Jan–Jun) 33.7356
H2 Avg (Jul–Dec) 33.0812

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.7593 HNL (High: 34.6559 / Low: 32.8965). On the other end, August was the most stable month, with a tight range of 0.1184 HNL (High: 33.1892 / Low: 33.0709).

January Spread (Volatile) ±1.7593
August Spread (Stable) ±0.1184

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5668 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 33.4372) against the same month in 2025 (average: 27.9888), the exchange rate shifted by +5.4484 (+19.47%).

2026 Avg (January) 33.4372
2025 Avg (January) 27.9888

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 34.6559 32.8965 33.4372
February 34.5280 33.9451 34.2400
March 34.3614 33.0988 33.6732
April 34.1625 33.0756 33.7348
May 34.0735 33.8126 33.9456
June 33.9370 32.9583 33.3831
July 33.3772 32.6592 33.0542
August 33.1892 33.0709 33.1082