YEARLY HIGH
33.4695 HNL
YEARLY LOW
27.7611 HNL
YEARLY AVERAGE
31.4012 HNL

2025 CHF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CHF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 33.4695. Conversely, the yearly low was recorded on January 10, dropping to 27.7611.

This high-to-low spread represents a total annual volatility of 5.7084 HNL. From a start-to-finish perspective, comparing the January average rate of 27.9888 to the December average rate of 33.0501, the exchange rate registered a net change of 18.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 33.4695 was up 13.21% compared to the 2024 peak of 29.5641, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 167,348 HNL
2024 Average 141,233 HNL
Yearly Trough Low 138,806 HNL
Transaction Impact: A difference of 28,541.85 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

33.5562
27.4827
JanuMarcMayJulySeptNove

CHF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.9622, compared to 32.8401 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.8779 points.

H1 Avg (Jan–Jun) 29.9622
H2 Avg (Jul–Dec) 32.8401

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.9815 HNL (High: 31.9469 / Low: 28.9655). On the other end, January was the most stable month, with a tight range of 0.5248 HNL (High: 28.2859 / Low: 27.7611).

April Spread (Volatile) ±2.9815
January Spread (Stable) ±0.5248

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2989 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2989

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 33.0501) against the same month in 2024 (average: 28.4229), the exchange rate shifted by +4.6272 (+16.28%).

2025 Avg (December) 33.0501
2024 Avg (December) 28.4229

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 28.2859 27.7611 27.9888
February 28.7174 27.9881 28.3417
March 29.3461 28.4071 28.9990
April 31.9469 28.9655 30.9813
May 31.7315 30.5839 31.3708
June 33.0447 31.6423 32.0918
July 33.2192 32.3478 32.9043
August 32.9919 32.2425 32.6054
September 33.3090 32.5467 32.8772
October 33.2063 32.6243 32.8931
November 33.1642 32.4632 32.7105
December 33.4695 32.5939 33.0501