2012 CHF to HRK Historical Review

YEARLY HIGH

6.3415 HRK

YEARLY LOW

6.0869 HRK

YEARLY AVERAGE

6.2420 HRK

2012 CHF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the CHF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 6.3415. Conversely, the yearly low was recorded on September 16, dropping to 6.0869.

This high-to-low spread represents a total annual volatility of 0.2545 HRK. From a start-to-finish perspective, comparing the January average rate of 6.2430 to the December average rate of 6.2333, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 6.3415 was down 11.33% compared to the 2011 peak of 7.1520, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 31,707 HRK

2011 Average 30,232 HRK

Yearly Trough Low 30,435 HRK

Transaction Impact: A difference of 1,272.68 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

6.3000

6.1303

JanuMarcMayJulySeptNove

CHF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.2632, compared to 6.2207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0425 points.

H1 Avg (Jan–Jun) 6.2632

H2 Avg (Jul–Dec) 6.2207

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.1380 HRK (High: 6.2249 / Low: 6.0869). On the other end, December was the most stable month, with a tight range of 0.0547 HRK (High: 6.2581 / Low: 6.2034).

September Spread (Volatile) ±0.1380

December Spread (Stable) ±0.0547

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0881 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0881

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 6.2494) against the same month in 2011 (average: 6.3189), the exchange rate shifted by -0.0696 (-1.10%).

2012 Avg (July) 6.2494

2011 Avg (July) 6.3189

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.2986	6.1770	6.2430
February	6.3124	6.2515	6.2859
March	6.2790	6.2040	6.2518
April	6.2843	6.2052	6.2385
May	6.3220	6.2351	6.2746
June	6.3213	6.2539	6.2854
July	6.3415	6.2201	6.2494
August	6.2814	6.2058	6.2325
September	6.2249	6.0869	6.1444
October	6.2523	6.1427	6.2085
November	6.2874	6.2272	6.2563
December	6.2581	6.2034	6.2333