YEARLY HIGH
7.9345 HRK
YEARLY LOW
7.0984 HRK
YEARLY AVERAGE
7.5011 HRK

2022 CHF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CHF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 7.9345. Conversely, the yearly low was recorded on February 6, dropping to 7.0984.

This high-to-low spread represents a total annual volatility of 0.8360 HRK. From a start-to-finish perspective, comparing the January average rate of 7.2346 to the December average rate of 7.6431, the exchange rate registered a net change of 5.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 7.9345 was up 9.06% compared to the 2021 peak of 7.2756, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 39,672 HRK
2021 Average 34,828 HRK
Yearly Trough Low 35,492 HRK
Transaction Impact: A difference of 4,180.05 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

7.8628
7.1371
JanuMarcMayJulySeptNove

CHF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.3079, compared to 7.6943 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3863 points.

H1 Avg (Jan–Jun) 7.3079
H2 Avg (Jul–Dec) 7.6943

Volatility Range Comparison

Volatility

The most volatile month in 2022 was June, with a trading range of 0.3835 HRK (High: 7.5530 / Low: 7.1695). On the other end, December was the most stable month, with a tight range of 0.0661 HRK (High: 7.6735 / Low: 7.6074).

June Spread (Volatile) ±0.3835
December Spread (Stable) ±0.0661

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1181 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1181

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 7.8023) against the same month in 2021 (average: 6.9008), the exchange rate shifted by +0.9015 (+13.06%).

2022 Avg (September) 7.8023
2021 Avg (September) 6.9008

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.2825 7.1605 7.2346
February 7.3506 7.0984 7.1976
March 7.5496 7.2881 7.4000
April 7.4788 7.3172 7.3953
May 7.3634 7.1830 7.2772
June 7.5530 7.1695 7.3428
July 7.7383 7.5080 7.6188
August 7.8371 7.6445 7.7506
September 7.9345 7.6853 7.8023
October 7.8067 7.5786 7.6894
November 7.7514 7.5803 7.6612
December 7.6735 7.6074 7.6431