YEARLY HIGH
7.2325 HRK
YEARLY LOW
6.8569 HRK
YEARLY AVERAGE
7.0441 HRK

2020 CHF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 7.2325. Conversely, the yearly low was recorded on January 2, dropping to 6.8569.

This high-to-low spread represents a total annual volatility of 0.3756 HRK. From a start-to-finish perspective, comparing the January average rate of 6.9127 to the December average rate of 6.9744, the exchange rate registered a net change of 0.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.2325 was up 5.37% compared to the 2019 peak of 6.8638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 36,163 HRK
2019 Average 33,354 HRK
Yearly Trough Low 34,285 HRK
Transaction Impact: A difference of 1,877.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.2272
6.8842
JanuMarcMayJulySeptNove

CHF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.0814, compared to 7.0068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0746 points.

H1 Avg (Jan–Jun) 7.0814
H2 Avg (Jul–Dec) 7.0068

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2209 HRK (High: 7.2269 / Low: 7.0060). On the other end, February was the most stable month, with a tight range of 0.0619 HRK (High: 7.0233 / Low: 6.9614).

March Spread (Volatile) ±0.2209
February Spread (Stable) ±0.0619

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1019 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 7.1986) against the same month in 2019 (average: 6.5589), the exchange rate shifted by +0.6396 (+9.75%).

2020 Avg (April) 7.1986
2019 Avg (April) 6.5589

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.9656 6.8569 6.9127
February 7.0233 6.9614 6.9982
March 7.2269 7.0060 7.1507
April 7.2325 7.1466 7.1986
May 7.2000 7.1028 7.1652
June 7.1504 6.9595 7.0633
July 7.1150 6.9145 7.0344
August 7.0119 6.9045 6.9727
September 7.0159 6.9413 6.9910
October 7.0861 7.0068 7.0521
November 7.0849 6.9669 7.0163
December 7.0253 6.9416 6.9744