YEARLY HIGH
8.1361 HRK
YEARLY LOW
7.5818 HRK
YEARLY AVERAGE
7.9126 HRK

2024 CHF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the CHF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 8.1361. Conversely, the yearly low was recorded on May 25, dropping to 7.5818.

This high-to-low spread represents a total annual volatility of 0.5543 HRK. From a start-to-finish perspective, comparing the January average rate of 8.0496 to the December average rate of 8.0674, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 8.1361 was up 0.22% compared to the 2023 peak of 8.1180, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 40,681 HRK
2023 Average 38,785 HRK
Yearly Trough Low 37,909 HRK
Transaction Impact: A difference of 2,771.55 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

8.1075
7.6265
JanuMarcMayJulySeptNove

CHF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.8387, compared to 7.9865 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1478 points.

H1 Avg (Jan–Jun) 7.8387
H2 Avg (Jul–Dec) 7.9865

Volatility Range Comparison

Volatility

The most volatile month in 2024 was June, with a trading range of 0.2407 HRK (High: 7.9342 / Low: 7.6936). On the other end, October was the most stable month, with a tight range of 0.0657 HRK (High: 8.0627 / Low: 7.9970).

June Spread (Volatile) ±0.2407
October Spread (Stable) ±0.0657

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1594 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1594

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 8.0674) against the same month in 2023 (average: 7.9890), the exchange rate shifted by +0.0784 (+0.98%).

2024 Avg (December) 8.0674
2023 Avg (December) 7.9890

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.1200 7.9625 8.0496
February 8.0789 7.8845 7.9611
March 7.8663 7.6942 7.8017
April 7.7752 7.6639 7.7233
May 7.7361 7.5818 7.6666
June 7.9342 7.6936 7.8299
July 7.9260 7.7158 7.7863
August 8.0870 7.8689 7.9726
September 8.0754 7.9321 8.0080
October 8.0627 7.9970 8.0288
November 8.1260 7.9850 8.0556
December 8.1361 8.0081 8.0674