2012 CZK to HRK Historical Review

YEARLY HIGH

0.3080 HRK

YEARLY LOW

0.2896 HRK

YEARLY AVERAGE

0.2993 HRK

2012 CZK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the CZK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.3080. Conversely, the yearly low was recorded on June 26, dropping to 0.2896.

This high-to-low spread represents a total annual volatility of 0.0184 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2961 to the December average rate of 0.2989, the exchange rate registered a net change of 0.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3080 was down 0.82% compared to the 2011 peak of 0.3105, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 1,540 HRK

2011 Average 1,513 HRK

Yearly Trough Low 1,448 HRK

Transaction Impact: A difference of 91.75 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3069

0.2932

JanuMarcMayJulySeptNove

CZK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2999, compared to 0.2986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.2999

H2 Avg (Jul–Dec) 0.2986

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0100 HRK (High: 0.3011 / Low: 0.2911). On the other end, December was the most stable month, with a tight range of 0.0035 HRK (High: 0.3010 / Low: 0.2975).

January Spread (Volatile) ±0.0100

December Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0044 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.3058) against the same month in 2011 (average: 0.3031), the exchange rate shifted by +0.0027 (+0.88%).

2012 Avg (March) 0.3058

2011 Avg (March) 0.3031

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3011	0.2911	0.2961
February	0.3054	0.3007	0.3028
March	0.3080	0.3037	0.3058
April	0.3056	0.3008	0.3025
May	0.3016	0.2942	0.2981
June	0.2988	0.2896	0.2943
July	0.3009	0.2916	0.2948
August	0.3018	0.2963	0.2992
September	0.3042	0.2951	0.3001
October	0.3045	0.2961	0.3013
November	0.2990	0.2946	0.2972
December	0.3010	0.2975	0.2989