2020 CZK to HRK Historical Review

YEARLY HIGH

0.3002 HRK

YEARLY LOW

0.2729 HRK

YEARLY AVERAGE

0.2851 HRK

2020 CZK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 0.3002. Conversely, the yearly low was recorded on May 16, dropping to 0.2729.

This high-to-low spread represents a total annual volatility of 0.0274 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2951 to the December average rate of 0.2869, the exchange rate registered a net change of -2.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3002 was up 2.41% compared to the 2019 peak of 0.2932, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 1,501 HRK

2019 Average 1,445 HRK

Yearly Trough Low 1,364 HRK

Transaction Impact: A difference of 136.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2992

0.2758

JanuMarcMayJulySeptNove

CZK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2862, compared to 0.2840 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.2862

H2 Avg (Jul–Dec) 0.2840

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0247 HRK (High: 0.2981 / Low: 0.2734). On the other end, January was the most stable month, with a tight range of 0.0038 HRK (High: 0.2968 / Low: 0.2930).

March Spread (Volatile) ±0.0247

January Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0121 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.2972) against the same month in 2019 (average: 0.2883), the exchange rate shifted by +0.0089 (+3.09%).

2020 Avg (February) 0.2972

2019 Avg (February) 0.2883

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2968	0.2930	0.2951
February	0.3002	0.2935	0.2972
March	0.2981	0.2734	0.2851
April	0.2837	0.2739	0.2784
May	0.2821	0.2729	0.2777
June	0.2864	0.2820	0.2838
July	0.2871	0.2821	0.2839
August	0.2892	0.2834	0.2869
September	0.2867	0.2775	0.2820
October	0.2816	0.2760	0.2784
November	0.2893	0.2775	0.2858
December	0.2886	0.2841	0.2869