YEARLY HIGH
0.2804 HRK
YEARLY LOW
0.2724 HRK
YEARLY AVERAGE
0.2773 HRK

2014 CZK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the CZK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.2804. Conversely, the yearly low was recorded on August 19, dropping to 0.2724.

This high-to-low spread represents a total annual volatility of 0.0080 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2778 to the December average rate of 0.2774, the exchange rate registered a net change of -0.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2804 was down 6.78% compared to the 2013 peak of 0.3008, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 1,402 HRK
2013 Average 1,459 HRK
Yearly Trough Low 1,362 HRK
Transaction Impact: A difference of 40.04 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2801
0.2739
JanuMarcMayJulySeptNove

CZK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2778, compared to 0.2767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.2778
H2 Avg (Jul–Dec) 0.2767

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0040 HRK (High: 0.2764 / Low: 0.2724). On the other end, June was the most stable month, with a tight range of 0.0009 HRK (High: 0.2764 / Low: 0.2755).

August Spread (Volatile) ±0.0040
June Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0029 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.2789) against the same month in 2013 (average: 0.2979), the exchange rate shifted by -0.0190 (-6.37%).

2014 Avg (February) 0.2789
2013 Avg (February) 0.2979

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2786 0.2767 0.2778
February 0.2804 0.2776 0.2789
March 0.2800 0.2786 0.2796
April 0.2787 0.2770 0.2778
May 0.2772 0.2760 0.2768
June 0.2764 0.2755 0.2760
July 0.2780 0.2760 0.2773
August 0.2764 0.2724 0.2744
September 0.2781 0.2744 0.2764
October 0.2787 0.2759 0.2777
November 0.2784 0.2755 0.2771
December 0.2785 0.2755 0.2774