2021 CZK to HRK Historical Review

YEARLY HIGH

0.3026 HRK

YEARLY LOW

0.2870 HRK

YEARLY AVERAGE

0.2936 HRK

2021 CZK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CZK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.3026. Conversely, the yearly low was recorded on March 8, dropping to 0.2870.

This high-to-low spread represents a total annual volatility of 0.0156 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2893 to the December average rate of 0.2980, the exchange rate registered a net change of 3.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3026 was up 0.78% compared to the 2020 peak of 0.3002, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 1,513 HRK

2020 Average 1,425 HRK

Yearly Trough Low 1,435 HRK

Transaction Impact: A difference of 77.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2989

0.2884

JanuMarcMayJulySeptNove

CZK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2920, compared to 0.2952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.2920

H2 Avg (Jul–Dec) 0.2952

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0074 HRK (High: 0.3026 / Low: 0.2952). On the other end, September was the most stable month, with a tight range of 0.0025 HRK (High: 0.2964 / Low: 0.2939).

December Spread (Volatile) ±0.0074

September Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.2980) against the same month in 2020 (average: 0.2869), the exchange rate shifted by +0.0112 (+3.89%).

2021 Avg (December) 0.2980

2020 Avg (December) 0.2869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2908	0.2878	0.2893
February	0.2948	0.2889	0.2927
March	0.2907	0.2870	0.2895
April	0.2934	0.2898	0.2918
May	0.2958	0.2918	0.2945
June	0.2957	0.2926	0.2945
July	0.2946	0.2898	0.2928
August	0.2957	0.2931	0.2944
September	0.2964	0.2939	0.2951
October	0.2966	0.2915	0.2945
November	0.2987	0.2929	0.2962
December	0.3026	0.2952	0.2980