2020 DJF to NPR Historical Review

YEARLY HIGH

0.6911 NPR

YEARLY LOW

0.6353 NPR

YEARLY AVERAGE

0.6657 NPR

2020 DJF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 0.6911. Conversely, the yearly low was recorded on January 13, dropping to 0.6353.

This high-to-low spread represents a total annual volatility of 0.0558 NPR. From a start-to-finish perspective, comparing the January average rate of 0.6402 to the December average rate of 0.6617, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6911 was down 10.12% compared to the 2019 peak of 0.7689, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 3,456 NPR

2019 Average 3,164 NPR

Yearly Trough Low 3,176 NPR

Transaction Impact: A difference of 279.15 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6887

0.6358

JanuMarcMayJulySeptNove

DJF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6658, compared to 0.6655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.6658

H2 Avg (Jul–Dec) 0.6655

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0370 NPR (High: 0.6860 / Low: 0.6490). On the other end, November was the most stable month, with a tight range of 0.0073 NPR (High: 0.6710 / Low: 0.6636).

March Spread (Volatile) ±0.0370

November Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0105 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.6843) against the same month in 2019 (average: 0.6247), the exchange rate shifted by +0.0596 (+9.54%).

2020 Avg (April) 0.6843

2019 Avg (April) 0.6247

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6456	0.6353	0.6402
February	0.6490	0.6392	0.6422
March	0.6860	0.6490	0.6680
April	0.6911	0.6774	0.6843
May	0.6833	0.6701	0.6795
June	0.6842	0.6755	0.6806
July	0.6791	0.6699	0.6735
August	0.6748	0.6588	0.6702
September	0.6631	0.6532	0.6597
October	0.6698	0.6570	0.6609
November	0.6710	0.6636	0.6673
December	0.6653	0.6567	0.6617