2012 ETB to GHS Historical Review

YEARLY HIGH

0.1096 GHS

YEARLY LOW

0.0948 GHS

YEARLY AVERAGE

0.1041 GHS

2012 ETB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ETB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 0.1096. Conversely, the yearly low was recorded on January 1, dropping to 0.0948.

This high-to-low spread represents a total annual volatility of 0.0148 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0977 to the December average rate of 0.1040, the exchange rate registered a net change of 6.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1096 was down 11.35% compared to the 2011 peak of 0.1236, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 548 GHS

2011 Average 492 GHS

Yearly Trough Low 474 GHS

Transaction Impact: A difference of 73.87 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1103

0.0963

JanuMarcMayJulySeptNove

ETB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1023, compared to 0.1060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.1023

H2 Avg (Jul–Dec) 0.1060

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0061 GHS (High: 0.1009 / Low: 0.0948). On the other end, July was the most stable month, with a tight range of 0.0009 GHS (High: 0.1096 / Low: 0.1087).

January Spread (Volatile) ±0.0061

July Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0024 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.1092) against the same month in 2011 (average: 0.0891), the exchange rate shifted by +0.0200 (+22.49%).

2012 Avg (July) 0.1092

2011 Avg (July) 0.0891

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1009	0.0948	0.0977
February	0.0997	0.0970	0.0975
March	0.1023	0.0968	0.0997
April	0.1059	0.1017	0.1034
May	0.1084	0.1054	0.1071
June	0.1093	0.1067	0.1083
July	0.1096	0.1087	0.1092
August	0.1091	0.1073	0.1083
September	0.1075	0.1044	0.1059
October	0.1057	0.1036	0.1044
November	0.1048	0.1034	0.1040
December	0.1048	0.1037	0.1040