2020 ETB to GHS Historical Review

YEARLY HIGH

0.1784 GHS

YEARLY LOW

0.1492 GHS

YEARLY AVERAGE

0.1646 GHS

2020 ETB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ETB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.1784. Conversely, the yearly low was recorded on December 30, dropping to 0.1492.

This high-to-low spread represents a total annual volatility of 0.0292 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1763 to the December average rate of 0.1516, the exchange rate registered a net change of -14.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1784 was down 64.48% compared to the 2019 peak of 0.5023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 892 GHS

2019 Average 922 GHS

Yearly Trough Low 746 GHS

Transaction Impact: A difference of 145.89 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1788

0.1492

JanuMarcMayJulySeptNove

ETB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1715, compared to 0.1576 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 0.1715

H2 Avg (Jul–Dec) 0.1576

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0098 GHS (High: 0.1760 / Low: 0.1662). On the other end, September was the most stable month, with a tight range of 0.0035 GHS (High: 0.1605 / Low: 0.1570).

March Spread (Volatile) ±0.0098

September Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0087 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1763) against the same month in 2019 (average: 0.1728), the exchange rate shifted by +0.0035 (+2.03%).

2020 Avg (January) 0.1763

2019 Avg (January) 0.1728

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1784	0.1713	0.1763
February	0.1718	0.1647	0.1676
March	0.1760	0.1662	0.1712
April	0.1777	0.1727	0.1748
May	0.1746	0.1687	0.1711
June	0.1702	0.1652	0.1682
July	0.1665	0.1629	0.1642
August	0.1650	0.1599	0.1615
September	0.1605	0.1570	0.1579
October	0.1576	0.1530	0.1562
November	0.1574	0.1528	0.1541
December	0.1558	0.1492	0.1516