YEARLY HIGH
0.1240 GHS
YEARLY LOW
0.0677 GHS
YEARLY AVERAGE
0.0924 GHS

2025 ETB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ETB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 6, valuing the pair at 0.1240. Conversely, the yearly low was recorded on December 31, dropping to 0.0677.

This high-to-low spread represents a total annual volatility of 0.0563 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1176 to the December average rate of 0.0730, the exchange rate registered a net change of -37.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1240 was down 53.95% compared to the 2024 peak of 0.2692, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 620 GHS
2024 Average 976 GHS
Yearly Trough Low 338 GHS
Transaction Impact: A difference of 281.49 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1266
0.0665
JanuMarcMayJulySeptNove

ETB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1086, compared to 0.0762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0324 points.

H1 Avg (Jan–Jun) 0.1086
H2 Avg (Jul–Dec) 0.0762

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0363 GHS (High: 0.1137 / Low: 0.0775). On the other end, July was the most stable month, with a tight range of 0.0024 GHS (High: 0.0770 / Low: 0.0746).

May Spread (Volatile) ±0.0363
July Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0247 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.1191) against the same month in 2024 (average: 0.2280), the exchange rate shifted by -0.1089 (-47.76%).

2025 Avg (March) 0.1191
2024 Avg (March) 0.2280

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1205 0.1147 0.1176
February 0.1233 0.1194 0.1216
March 0.1240 0.1167 0.1191
April 0.1193 0.1095 0.1168
May 0.1137 0.0775 0.1005
June 0.0775 0.0748 0.0758
July 0.0770 0.0746 0.0756
August 0.0788 0.0751 0.0768
September 0.0859 0.0734 0.0821
October 0.0870 0.0704 0.0782
November 0.0736 0.0706 0.0715
December 0.0742 0.0677 0.0730