YEARLY HIGH
7.6385 HRK
YEARLY LOW
7.3825 HRK
YEARLY AVERAGE
7.5227 HRK

2012 EUR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the EUR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 7.6385. Conversely, the yearly low was recorded on September 23, dropping to 7.3825.

This high-to-low spread represents a total annual volatility of 0.2561 HRK. From a start-to-finish perspective, comparing the January average rate of 7.5574 to the December average rate of 7.5323, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.6385 was up 1.09% compared to the 2011 peak of 7.5559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 38,193 HRK
2011 Average 37,194 HRK
Yearly Trough Low 36,912 HRK
Transaction Impact: A difference of 1,280.29 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.6037
7.4144
JanuMarcMayJulySeptNove

EUR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.5448, compared to 7.5007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0441 points.

H1 Avg (Jan–Jun) 7.5448
H2 Avg (Jul–Dec) 7.5007

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.1597 HRK (High: 7.6180 / Low: 7.4583). On the other end, December was the most stable month, with a tight range of 0.0644 HRK (High: 7.5568 / Low: 7.4925).

July Spread (Volatile) ±0.1597
December Spread (Stable) ±0.0644

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0557 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0557

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 7.5879) against the same month in 2011 (average: 7.4183), the exchange rate shifted by +0.1696 (+2.29%).

2012 Avg (February) 7.5879
2011 Avg (February) 7.4183

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.6035 7.5166 7.5574
February 7.6385 7.5207 7.5879
March 7.5686 7.4986 7.5406
April 7.5554 7.4508 7.4997
May 7.5833 7.4848 7.5347
June 7.5879 7.4969 7.5485
July 7.6180 7.4583 7.5060
August 7.5663 7.4505 7.4859
September 7.4784 7.3825 7.4302
October 7.5638 7.4298 7.5093
November 7.5850 7.5097 7.5402
December 7.5568 7.4925 7.5323