YEARLY HIGH
7.4718 HRK
YEARLY LOW
7.3413 HRK
YEARLY AVERAGE
7.4199 HRK

2019 EUR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the EUR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 5, valuing the pair at 7.4718. Conversely, the yearly low was recorded on August 25, dropping to 7.3413.

This high-to-low spread represents a total annual volatility of 0.1305 HRK. From a start-to-finish perspective, comparing the January average rate of 7.4287 to the December average rate of 7.4422, the exchange rate registered a net change of 0.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 7.4718 was up 0.11% compared to the 2018 peak of 7.4635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 37,359 HRK
2018 Average 37,092 HRK
Yearly Trough Low 36,707 HRK
Transaction Impact: A difference of 652.57 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

7.4474
7.3857
JanuMarcMayJulySeptNove

EUR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.4208, compared to 7.4191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 7.4208
H2 Avg (Jul–Dec) 7.4191

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.1305 HRK (High: 7.4718 / Low: 7.3413). On the other end, December was the most stable month, with a tight range of 0.0176 HRK (High: 7.4549 / Low: 7.4373).

August Spread (Volatile) ±0.1305
December Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0175 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 7.3994) against the same month in 2018 (average: 7.4279), the exchange rate shifted by -0.0284 (-0.38%).

2019 Avg (August) 7.3994
2018 Avg (August) 7.4279

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.4458 7.4071 7.4287
February 7.4307 7.3974 7.4149
March 7.4396 7.4096 7.4229
April 7.4510 7.4097 7.4316
May 7.4406 7.3894 7.4181
June 7.4406 7.3804 7.4083
July 7.4048 7.3716 7.3908
August 7.4718 7.3413 7.3994
September 7.4700 7.3427 7.4071
October 7.4635 7.4138 7.4361
November 7.4547 7.4272 7.4388
December 7.4549 7.4373 7.4422