YEARLY HIGH
7.4635 HRK
YEARLY LOW
7.3556 HRK
YEARLY AVERAGE
7.4186 HRK

2018 EUR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the EUR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 11, valuing the pair at 7.4635. Conversely, the yearly low was recorded on May 1, dropping to 7.3556.

This high-to-low spread represents a total annual volatility of 0.1078 HRK. From a start-to-finish perspective, comparing the January average rate of 7.4344 to the December average rate of 7.4051, the exchange rate registered a net change of -0.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 7.4635 was down 1.54% compared to the 2017 peak of 7.5803, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 37,317 HRK
2017 Average 37,315 HRK
Yearly Trough Low 36,778 HRK
Transaction Impact: A difference of 539.11 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

7.4428
7.3810
JanuMarcMayJulySeptNove

EUR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.4180, compared to 7.4192 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 7.4180
H2 Avg (Jul–Dec) 7.4192

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0641 HRK (High: 7.4549 / Low: 7.3909). On the other end, September was the most stable month, with a tight range of 0.0252 HRK (High: 7.4438 / Low: 7.4186).

November Spread (Volatile) ±0.0641
September Spread (Stable) ±0.0252

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0290 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0290

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 7.4363) against the same month in 2017 (average: 7.4423), the exchange rate shifted by -0.0060 (-0.08%).

2018 Avg (February) 7.4363
2017 Avg (February) 7.4423

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.4593 7.4194 7.4344
February 7.4635 7.4102 7.4363
March 7.4494 7.4196 7.4377
April 7.4396 7.3916 7.4213
May 7.4147 7.3556 7.3923
June 7.4040 7.3772 7.3862
July 7.4127 7.3807 7.3988
August 7.4516 7.4019 7.4279
September 7.4438 7.4186 7.4311
October 7.4388 7.4048 7.4232
November 7.4549 7.3909 7.4290
December 7.4271 7.3822 7.4051